Term Life Insurance
Explore coverage for a selected period of time to help protect your family during important years and financial milestones.
Life Insurance That Protects Your Family
We help individuals and families explore life insurance options designed to protect the people they love and support their financial future.
Protect Your Health With Coverage That Fits
We help you find affordable insurance plans that fit your needs and budget.
Personalized Life Insurance
Let’s Find Life Insurance That Fits Your Needs
Answer a few questions and a licensed Umanzor Insurance agent can help you explore life insurance options designed around your family, goals, and budget.
- Coverage options designed to help protect your family
- Personalized guidance from a licensed agent
- Assistance available in English and Spanish
Get Started Today
Tell us a little about yourself. Our team will contact you to discuss your options.
State
By submitting this form, I consent to receive calls, text messages, and emails from Umanzor Insurance and its licensed insurance agents regarding health and life insurance products and services. Communications may include the use of automated technology and/or an artificial or prerecorded voice. Consent is not a condition of purchase. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out of text messages or use the unsubscribe link in emails. See our Privacy Policy and Terms & Conditions.
```
Personal Guidance. Real People.
Why Families Choose Umanzor Insurance
Our family-owned team provides personalized guidance from real licensed agents who take the time to understand your family, your goals, and the protection you’re looking for.
- Family owned and operated
- Personalized assistance from a real licensed agent
- Guidance based on your family, goals, and budget
- Help comparing life insurance options from multiple companies
- Clear answers without confusing insurance jargon
- Support from your first questions through the application process
- Assistance available in English and Spanish
How It Works
Here’s how to explore life insurance options for you and your family.
1
Tell Us What You’re Looking For
Answer a few questions about yourself, your family, and the type of protection you’re considering.
2
Speak With a Licensed Agent
A real Umanzor Insurance agent will learn about your goals, answer your questions, and help you understand your options.
3
Explore Your Life Insurance Options
Review available coverage options and choose the protection that best fits your needs, goals, and budget.
Insurance Companies We Work With
We work with a variety of insurance companies to help you explore coverage options that fit your needs.
Helpful Information
Life Insurance FAQs
Get answers to common questions about life insurance, coverage options and working with our team.
Life insurance options may include term life,
permanent life and final expense coverage.
The right type of coverage can depend on your
age, goals, family situation, budget and how
long you want the coverage to last. A licensed
Umanzor Insurance agent can help you explore
available options.
Term life insurance is generally designed to
provide coverage for a specific period of time,
such as 10, 20 or 30 years. Permanent life
insurance is designed to remain in force longer,
provided the policy requirements are met.
Features, benefits and costs vary by policy and
insurance company.
There is no single coverage amount that works
for everyone. You may want to consider factors
such as your income, mortgage or other debts,
family expenses, children, future financial
goals and the amount of support your loved ones
may need. Our team can help you review these
factors and explore coverage options.
Life insurance premiums vary based on factors
such as your age, health, coverage amount,
policy type, term length and the insurance
company. A licensed agent can help you compare
available options based on the coverage you’re
looking for and your budget.
Not every life insurance policy requires a
medical exam. Requirements depend on the policy,
insurance company, coverage amount and your
individual application. Some options may use
health questions or other underwriting
information instead of a traditional medical
exam.
Having a health condition does not automatically
mean life insurance is unavailable. Eligibility,
coverage options and pricing can vary depending
on your health history and the underwriting
guidelines of each insurance company. Our team
can help you explore options that may be
available based on your situation.
Yes. A licensed Umanzor Insurance agent can
learn about your goals and help you compare
available life insurance options from the
companies we work with. We can also help explain
differences in coverage, policy features and
premiums so you can make a more informed
decision.
There is no additional charge to speak with our
team and receive help exploring the life
insurance options we offer. If you choose to
apply for coverage, the premium you pay will
depend on the policy, coverage amount and
insurance company you select.
States We Serve
Umanzor Insurance serves clients across multiple states. Explore the map to see where our health insurance services are currently available.
Available
Not Currently Available
Currently Serving:
Meet Our Team
As a family-owned and operated agency, we’re committed to providing personal guidance and continued support to every client we serve.
Ana Umanzor
Co-Owner
Licensed Insurance Agent
Ana helps individuals and families understand their coverage options and receive personalized guidance throughout the enrollment process.
English & Spanish
Eddas Bertrand
Co-Owner
Licensed Insurance Agent
Eddas provides personal customer care and helps clients with coverage questions, appointments and insurance-related concerns.
English & Spanish
Personalized Life Insurance
Ready to Explore Your Life Insurance Options?
Answer a few questions and let a licensed Umanzor Insurance agent help you explore life insurance options designed around your family, goals, and budget.
Get Started
Family-owned agency
Licensed agents
English and Spanish support
Navigation
Contact
Copyright © 2026. Umanzor Insurance Corp. All rights reserved.